About Us
Backed by over two decades of industry experience, we specialize in delivering tailored solutions to address all your financial requirements. Our comprehensive suite of services encompasses banking, treasury, and finance, ensuring that we cater to every aspect of your financial operations. Whether you're seeking strategic guidance or operational optimization, we're here to assist you every step of the way.
We are not tied to nor are we incentivized by any bank. As a true Third-Party auditor, we look out for your business interests, not that of the banks.
Trust is the cornerstone of our relationship with clients. When you partner with us, you can rest assured that your financial goals are in capable hands. Our dedicated team is committed to providing personalized attention and expert guidance to help you navigate the complexities of the financial landscape and achieve your objectives.
Let's work together to elevate your banking and financial strategies to new heights, ensuring that your business thrives in today's ever-changing economic landscape.
Scale & Capability
At our firm, we believe that having a third-party advocate can bring immense value to organizations by ensuring transparency and reducing overall monthly fees. We have a proven track record of helping both large and small clients optimize their banking operations.
Large-Scale Success: We successfully assisted a $1Billion nonprofit organization, operating across multiple states and countries, in streamlining their 200+ bank accounts across 40+ banks. Our efforts resulted in significant efficiency improvements and cost reductions.
Tailored Solutions for Smaller Organizations: For a $50 Million Chicago-based nonprofit, we conducted a comprehensive audit of their current banking arrangements. We discovered that their needs were not being met and strategically aligned them with a new banking partner. This realignment not only met their needs but also saved them thousands of dollars annually.
No matter the size or scale of your business, our team is equipped to deliver tailored solutions that enhance financial efficiency and reduce costs. Let us help you achieve similar results.
Meet the President
Chris Razatos – President & Founder, Razatos & Associates, LLC
After more than 20 years in the banking world—working with major institutions like Wells Fargo and JPMorgan Chase—Chris Razatos saw a clear need: businesses and nonprofits needed someone on their side. Someone who understands how banks operate, but works independently to help organizations save money, reduce complexity, and make smarter banking decisions.
That’s why he started Razatos & Associates. Today, Chris uses his insider knowledge to help clients untangle complicated bank structures, lower their fees, and get better service from their financial partners. From managing over 200 accounts across 40 banks for a $1 billion nonprofit, to helping a mid-sized Chicago organization find the right banking partner and cut costs—Chris has done it all.
What makes him different? He’s not selling bank products. He’s not tied to commissions. He’s here to help you make the most of your money, with honest guidance, clear strategies, and a focus on long-term results.
Let’s Talk
If you're wondering whether your organization could be doing better with its banking setup—you’re probably right. Reach out, and let’s take a look together. You might be surprised at what’s hiding in plain sight.
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